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      <title-group>
        <article-title>The Interplay between Usability, Sustainability and Green Aspects: A Design Case Study from a Developing Country</article-title>
      </title-group>
      <contrib-group>
        <contrib contrib-type="author">
          <string-name>Shola Oyedeji</string-name>
          <email>shola.oyedeji@lut.fi</email>
          <xref ref-type="aff" rid="aff0">0</xref>
          <xref ref-type="aff" rid="aff1">1</xref>
          <xref ref-type="aff" rid="aff2">2</xref>
          <xref ref-type="aff" rid="aff3">3</xref>
          <xref ref-type="aff" rid="aff4">4</xref>
        </contrib>
        <contrib contrib-type="author">
          <string-name>Bilal Naqvi</string-name>
          <email>syed.naqvi@lut.fi</email>
          <xref ref-type="aff" rid="aff0">0</xref>
          <xref ref-type="aff" rid="aff1">1</xref>
          <xref ref-type="aff" rid="aff2">2</xref>
          <xref ref-type="aff" rid="aff3">3</xref>
          <xref ref-type="aff" rid="aff4">4</xref>
        </contrib>
        <contrib contrib-type="author">
          <string-name>Mikhail O. Adisa</string-name>
          <xref ref-type="aff" rid="aff0">0</xref>
          <xref ref-type="aff" rid="aff1">1</xref>
          <xref ref-type="aff" rid="aff2">2</xref>
          <xref ref-type="aff" rid="aff3">3</xref>
          <xref ref-type="aff" rid="aff4">4</xref>
        </contrib>
        <contrib contrib-type="author">
          <string-name>Ahmed Seffah</string-name>
          <email>ahmed.seffah@green-design.com</email>
          <xref ref-type="aff" rid="aff0">0</xref>
          <xref ref-type="aff" rid="aff1">1</xref>
          <xref ref-type="aff" rid="aff2">2</xref>
          <xref ref-type="aff" rid="aff3">3</xref>
          <xref ref-type="aff" rid="aff4">4</xref>
        </contrib>
        <aff id="aff0">
          <label>0</label>
          <institution>Department of Computer Engineering and Computer Science, California State University Long Beach Long Beach, USA LUT School of Engineering (LENS) Lappeenranta University of Technology Lappeenranta</institution>
          ,
          <country country="FI">Finland</country>
        </aff>
        <aff id="aff1">
          <label>1</label>
          <institution>Green UX Design Thinking Associates Paris</institution>
          ,
          <country country="FR">France</country>
        </aff>
        <aff id="aff2">
          <label>2</label>
          <institution>IT Service Management Consultant Abuja</institution>
          ,
          <country country="NG">Nigeria</country>
        </aff>
        <aff id="aff3">
          <label>3</label>
          <institution>LUT School of Energy Systems (LES) Lappeenranta University of Technology Lappeenranta</institution>
          ,
          <country country="FI">Finland</country>
        </aff>
        <aff id="aff4">
          <label>4</label>
          <institution>LUT School of Engineering (LENS) Lappeenranta University of Technology Lappeenranta</institution>
          ,
          <country country="FI">Finland</country>
        </aff>
      </contrib-group>
      <abstract>
        <p>- Sustainability and Green ICT are concepts that are usually not engineered into the design and development of ICT systems especially in the developing countries. This paper focuses on an interactive system, the Automated Teller Machine (ATM) in Nigeria. Current research concerning ATMs does not consider sustainability and green requirements in the design loop such as how green awareness in design can help support, for example, the reduction of energy consumption and paper wastage while reducing the environmental impact resulting from human computer interaction. This paper considers the specific case of senior citizens accompanied with the general problems of adoption, and mastering of the ATM technology, while highlighting the interplay between usability, green aspects and sustainability of interactive services. The case study was carried out over a period of two months, using observations, interviews and time experiments to support the findings. Key findings include: (1) poor ATM design affects usability and sustainability due to paper wastage as the consequence of redundant menu, (2) energy wastage is the consequence of multiple iterations during withdrawals, visibility of the status of systems, menu labels, and inconsistency and, (3) poor feedback, learnability and memorability, efficiency as well as aesthetics and user satisfaction resulted in a quest for a better ATM design in Nigeria. Index Terms- Sustainability, Green awareness, Automated Teller Machine, ICT, Usability, User experience, Interactive system</p>
      </abstract>
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      <title>-</title>
      <p>
        Nigeria, a country with a dense population of over 190
million people [1] [2], has 53% of her populace with active bank
accounts who make use of the Automated Teller Machine
(ATM) [3]. Acc
        <xref ref-type="bibr" rid="ref3">ording to the World Factbook (2018</xref>
        ), the
demographic distribution of Nigerians aged between 55-64 years
is 3.97% and those aged 65 years and above is 3.13%
representing a total of 7.1%, while the population within the age
bracket of 15-54 years is 50.35% of the current total population
of over 190 million [2][4]. Based on these facts, it can be
construed that the country represents a wide number of ATM users
demographically.
      </p>
      <p>ATMs were introduced originally to allow financial
institutions to render transactional services to their clients without
directly interacting with bank representatives or tellers [5].
Besides, banks in Nigeria have adopted the use of ATMs and
strongly encourage their clients to use ATMs for ease of
transactions because Nigeria has yet to become a fully cashless
society [6]. There is an on-going campaign to ease financial
transactions through a ‘cashless policy’ and the ATM is
expected to play a major role in that by encouraging more usage
and decongesting the banking halls. ATMs deployed in Nigeria
provide cross-bank and cross-account services as well as
personal services. They are aimed at improving service delivery
and diversifying financial services including but not limited to
cash deposits, withdrawals, funds transfer, bill payments and
mobile airtime top-up [7]. Veritably, ATMs are prone to many
usability problems such as interface design, unusual fonts and
navigation menus, which may generate paper waste resulting
from incessant receipt printing. Day to day practices revealed
that large heaps of paper wastes are generated from the ATMs
by users’ transactions. Besides, it was observed that many of
these receipts fill up trashcans and the litter is strewn all over
the base of the ATMs.</p>
      <p>Most banks in Nigeria have a policy of limiting withdrawal
amount per transaction on their ATMs. In addition, more than
three transactions at the ATM of a different bank attract
charges of N65.00 ($0.17). As a result, many of the ATMs across the
country are set to a maximum withdrawal of N10,000 ($28) per
transaction, which leads to more money for the banks (through
charges) especially from Fridays to Sundays. Thereby, forcing
customers to spend more time at the ATMs. For instance, a
customer withdrawing N100,000 (One hundred thousand naira)
will have to make the transaction 10 times instead of twice or
thrice at a maximum. Thus, having to pay withdrawal charges
after the third withdrawal. This type of design is flawed and
viewed by the customers as unfriendly and time-wasting
especially to the senior citizens considering the long queues at most
of the ATMs due to the increased amount of time spent to
perform a large withdrawal. This practice is gradually affecting the
so-called ‘cashless policy’ as evident in declining usage by the
customers. This shows the lack of (social) sustainability
consideration – where social sustainability can encourage positive
contributions towards a user community’s well-being and
satisfaction [8]. Figure 1 summarizes the causes and issues of poor
ATM design in Nigeria.</p>
      <p>Fig 1. Fishbone Diagram of ATM Design and Usability Issues in Nigeria</p>
      <p>Apart from the flaws in the interactive ATM design
indicated from Figure 1, which may result in social problems, the
amount of paper generated from incessant receipt printing gives
rise to environmental problems. The lack of proper initiatives
to tackle the problem of paper waste generated from ATMs and
other sectors of the economy with paper waste in Nigeria has
led to increased environmental issues in the country. Solving
these issues have been quite challenging due to inadequate
infrastructure [9] [10] such as paper recycling facilities and
efficient waste management facilities.</p>
      <p>As a result, these paper wastes end up incinerated thereby
causing air pollution, which, given that this usually happens in
the form of mixed trash incineration, poses a serious health
hazard to the local population. In addition to inadequate
infrastructure, there is a lack of social and environmental awareness
among the citizens and general users of the ATMs. As a result,
a social and environmental awareness program is required on
the need to reduce waste (energy and paper waste) for both the
customers and the banking institutions. This includes
recognizing the need for social and environmental sustainability which
brings the country closer to achieving the United Nations
sustainable development goals (SDGs) [11]. The following
research questions addressed in this paper were formulated
considering the aforementioned issues of ATM:
 What are the usability concerns that senior citizens
face when using an ATM?
 How can green requirements and sustainability
aspects be incorporated into ATM services design?
 What are the relationships between the factors
affecting usability, green requirements and sustainability
aspects of an interactive system such as an ATM?
 What are the factors responsible for long queues at
most ATMs in Nigeria?
 Can ATMs serve as a means of sustainability and</p>
      <p>Green awareness?
 What are the sustainability issues of current ATM
design in Nigeria?</p>
      <p>The next section provides background information. Section
III presents current problems of ATM design in Nigeria.
Section IV describes the research design. Section V presents the
results. Section VI provides a summary of findings. Section VII
explains the design analysis. Section VIII covers discussion
and Section IX concludes the paper.</p>
    </sec>
    <sec id="sec-2">
      <title>II. BACKGROUND</title>
      <p>The development of an interactive system such as the ATM
should be user-centered. Some of the works from the HCI
community on social sustainability (usability and loneliness)
[12] are examples of how important user centeredness is in the
design of ICT systems looking at the case of ATMs. Integrating
social sustainability requirements into design can help improve
user experience during interaction with any software interface
which has a potential to induce sustainable behavior. Lack of a
proper guide for designers on how sustainability can be
translated into interface design for the system has hindered the
ability to have sustainability considered during systems design.
Kem-Laurin [13] identified this challenge and proposed the
use of a Sustainability User Experience Framework to assist
software designers.</p>
      <p>HCI plays a major role in creating green user awareness
through eco-feedback which is based on the work of Froehlich
et al. [14] as a way of showing users their positive and negative
habits, which in this context refers to printing receipts during
the use of ATMs. Another role of HCI is to also provide a
solution to the problem of obsolescence by considering interactions
between the device and its owner, the user experience and how
these two factors can affect the length of ownership for that
device, its usage and finally disposal [15]. This will provide
insightful solutions on the design of end user devices.
However, there is less research in the field of sustainable HCI on the
application of sustainability by using a design framework into
different design practices [16]. Spagnolli et al.’s [17] work on
application of eco-feedback has shown a positive result for
changing user behaviour towards sustainability. However, the
major challenge for eco-feedback is the pattern and manner in
which information is presented to the users. If the presentation
from eco-feedback is not well structured, it can hinder the
ability to promote green awareness based on user interaction [18].
Information from eco-feedback must be designed and tailored
to educate and encourage users to change their habits and
become greener. An example of such an eco-feedback can be
seen from Quintal et al. [19] who provide user engagement
through art inspired tangible eco-feedback that engages users
emotionally.</p>
      <p>Sustainability is not yet the core of HCI as a design
discipline according to Fallman [20]. However, there are strong
supporters of sustainability in the HCI field, as seen in the work
of Eli Blevis [21] where it was indicated that sustainability
should be the core of HCI with the methods and reasoning
behind the design and development of interactive systems. This
challenge has hindered the ability for designers of the
interactive system to evaluate the consequential positive and negative
effects of different choices which can either improve users’
green awareness or increase their negative habit as indicated by
Nicolas Makelberge [22]. A practical example is that the
current ATM design in Nigeria, based on observation and
interactions with bank staff, shows that a single ATM generates up to
five big rolls of receipts on a weekly average. However, most
of these receipts end up in the trashcan. This is in addition to
the papers automatically printed as a ledger for the ATM
custodians (Bank) for every transaction performed on the machine.</p>
      <p>According to Bonanni et al. [23], sustainable HCI has a
huge potential to facilitate and support the design and
development of new interface design that can increase sustainability
awareness among users. This awareness can motivate positive
environmental impact through green awareness because user
interactions with these new interfaces can lead to new habits
due to informed decisions on how a user’s action can affect the
environment.</p>
      <p>The challenge of creating green awareness by incorporating
sustainability into the design of interactive systems such as
ATMs is one of the root problems for designing better ICT
systems with sustainability and green requirements. Design
based solutions can help improve ICT energy efficiency,
promote a low carbon economy and reduce the carbon footprint of
ICT systems [24]. However, the challenge of integrating
sustainability into ICT is because of the pervasive nature of
current ICT systems and its advancement in power, performance
and affordability. This can be improved through proper
analysis of the first, second and third order effects of ICT systems
design [25]. Based on the research Madden et al. [26], if ICT
systems are designed, developed and applied badly without
sustainability consideration, it will have adverse effect such as
abnormal increase in energy usage, accelerate climate change,
worsen inequality for those who do not have access and
increase pollution and resource use. The Global impact of ICT on
CO2 emissions is 2% and accountable for approximately 8% of
the European Union’s (EU) electricity consumption [27].</p>
      <p>The pathway to a sustainable society is unclear since
sustainability means different things to different people [28].
People’s different lifestyles, values and practices also affect how
sustainability is treated [29]. However, with proper design
inspired by sustainability and green requirements, ICT can
reduce the impact of other sectors by up to 16% [30].
Furthermore, one of the major problems for software designers is that
even with a systems approach, there are few existing tools that
wrap core principles of sustainability together[31]. Also, there
are only few studies and suggestions about ‘what’ aspects of
sustainability to measure and ‘how’ to do it with regards to ICT
[32] that can be applied to the case of ATM.</p>
      <p>Adoption of green requirements for the design and
development of ATMs has the potential to educate users during
system interaction. Oyedeji et al. [33] propose to incorporate
sustainability and green requirements into the requirements
gathering process using the sustainable business goal metric approach
(S-BGQM). Such requirements can lead to the addition of
green and sustainable criteria in the evaluation of user
interface. The work of Jeffries et al. [34], Stary et al. [35] and
Wenham et al. [36] for user interface evaluation shows
sustainability or green requirements are not included as a criterion used in
any of the techniques for user interface (UI) evaluation. Park et
al. [37] also proposed the use of the structured methodology for
the evaluation of UI designs through usability criteria and
measure with a process consisting of two phases: prescreening
phase (expert judgment-based approach) and the evaluation
phase (user-based approach). The proposed model has no
criteria or measures though relating to sustainability and greenness.</p>
      <p>Kem-Laurin’s book “User Experience in the Age of
Sustainability” [13] highlights some of the design issues in the
modern-day design of user experience with consideration of
sustainability. Kem-Laurin proposed the use of a sustainability
user experience framework as a way to guide designers during
design and development of systems with a set of questions. The
framework contains a product life cycle, user-centered data,
and list of methodologies that can be applied during design.</p>
      <p>
        III. CHALLENGES OF CURRENT ATM DESIGN IN NIGERIA
Information available from the Nigerian Inter-Bank
Settlements Syst
        <xref ref-type="bibr" rid="ref9">em reveals that, as of June 2017</xref>
        , the total number of
ATMs deployed in the Country stood at 17,712 (a figure
expected to have further risen to about 18,000 currently). Total
Transaction volum
        <xref ref-type="bibr" rid="ref9">e from January to June 2017</xref>
        was 336.77
Million and total transaction value (in Naira) from January to
Jun
        <xref ref-type="bibr" rid="ref9">e 2017</xref>
        was 3.05 Trillion [38], [39].
      </p>
      <p>Previous researches have shown that ATMs in the banking
industry have contributed immensely to customer satisfaction
through reliability and accessibility of services, privacy,
convenience, user-friendly services, which have improved
satisfaction significantly as noted by Al-Hawari and Ward, Mwaikali
[40], [41]. However, recent findings revealed that the current
design of ATMs in Nigeria is flawed with many usability
problems, as a result, making it very frustrating and disappointing to
use [42]. A formerly attractive solution is fast becoming
unacceptable and does not reflect the progress expected in the
design of such an interactive system. Thus, requiring an urgent
need for improvement. Notable among these are poor network
quality, card locking [41], reflective display screen, redundant
menus, inadequate profiling of card linked to account, small
withdrawal limit, inadequate feedback, repeated receipts
printed for each transaction, machine breakdown, ATMs running
out of cash, insufficient number of ATMs in the metropolis,
and delay in the dispensation of cash [42].</p>
      <p>In addition to the aforementioned problems, specific issues
faced by adults aged 55 – 64; and senior citizens aged 65+ are
another major grey area. Akinnuwesi et al. [43] stress that the
addition of multi-lingual and multi-denomination features to
the current ATM design is capable of enhancing the
functionalities and robustness of the machine. Thus, providing services to
users with less stress. Apart from elders, some users of ATM in
Nigeria are also rural dwellers (who understand their local
language only – majorly Hausa, Igbo and Yoruba), having a
machine that speaks their language will raise acceptability and
users’ satisfaction among such a minority group. The lack of
localization in the usability of ATMs in the cities and
especially in rural towns usually leads to an increase in printed receipts
for each transaction by users which ends up as litter.</p>
    </sec>
    <sec id="sec-3">
      <title>IV. RESEARCH DESIGN</title>
      <p>The research was conducted using observation methods and
interviews. It was conducted in Abuja, the Federal Capital
Territory (FCT), with a population of 2.44 million [4]. The major
reason for choosing FCT as the sample population is because
of its strategic importance, and it has at least a branch of all the
banks in Nigeria and therefore provides the opportunity to
cover as many banks as possible. ATM usage habits were observed
across the FCT over a period of two months, focusing on all
categories of ATM users. The exercise covered all banks across
the metropolis. Participants were selected by actually visiting
random ATM points within the city, and after a brief
introduction, some declined to be interviewed while others were excited
that they have the opportunity to discuss challenges faced with
the current design and also take part in the questionnaire. There
were 500 participants.</p>
      <p>Observation method [44] was first used in data collection
from different ATM points within Abuja. This is to eliminate
any bias in order to find truly the cause of usability and
sustainability problems of ATMs. Participant and non-participant
observation was applied during the data collection to increase
the participant sample size.</p>
      <p>Since the information from the observation is not able to
provide insights such as participants’ background details,
opinions, what features to improve and personal preferences in
using the ATMs, a second method of short personal interviews
[45] was conducted to understand the personal usability and
sustainability problems of each user. This also provides some
The results of the study are categorized into demography,
Frequency of ATM usage, Ease of Use, Sustainability and
Green consideration.</p>
      <p>A. Demography: Age range was from 15-24, 25-34,
35-44, 45-54, 55 and above. Out of the 500
participants, senior citizens aged 55 and above covers
slightly above half, while the rest is somewhat
evenly distributed among aged 15 – 54
respectively. At the same time, the highest responses came
from the female participants at 59.3%. In addition,
a little above half of the participants had up to
degree level of education and one-fourth had a
postgraduate degree. Overall, one-third of the
participants earned over N200,000 (approx. $550) and
approximately one-fifth earned less than $140,
respectively.
supplementary information about each participant’s personal
characteristics and environment. It is important to state that
sustainability dimensions are considered from the following
perspectives in the study design:
 Economic: This is about maintaining a cost-effective
design solution for ATM design while reducing cost.
 Social: Covers the sustainability in terms of relational
ties and trust among a community of users of ATMs.
 Individual: Refers to the ability of each user to
complete their task successfully with ease regardless of
their age (old or young).
 Environment: Focus on how to reduce paper waste,
encourage recycling and create awareness among
users for climate issues that can generate enough
consciousness in users on how their actions and inactions
affect natural resources through paper receipt wastage,
pollution, and energy consumptions.
 Technical: Develop sound and easy to use solutions
for ATM design which can be deployed easily and
maintained as requirements evolve.</p>
      <p>Table 1 defines the roles and responsibility of each author
in the study. The authors initials are used in Table 1 in the
following order: Shola Oyedeji (SO), Mikhail O. Adisa
(MA), Bilal Naqvi (BN), Mariam Abdulkareem (MA),
Birgit Penzenstadler (BP) and Ahmed Seffah (AS).
*
*
Description
Identify primary research
Define hypothesis
Design interview questions
Background study
Review interview questions
Study evaluation
First internal validation
Second Internal validation
Write paper
Review paper</p>
      <p>SO
*
*
*
*</p>
      <p>MA
*
*
*
*
*</p>
      <p>*</p>
    </sec>
    <sec id="sec-4">
      <title>V. RESULTS B. C.</title>
    </sec>
    <sec id="sec-5">
      <title>Frequency of usage: Two-third of the participants</title>
      <p>had two or more ATM cards linked to their
accounts, with approximately half of them claiming
to have used their cards in the last one week.</p>
      <p>While one quarter claimed to have used theirs
about three or more weeks ago.</p>
      <p>Ease of use: 15.56% of the participants claimed
that it took them less than 2 minutes to complete a
N40,000 ($100) transaction, while 36.5% claimed
to have achieved the same within 4 minutes,
19.2% took 6 minutes. However, 28.7% were able
to achieve theirs in more than 6 minutes (Figure
2). This can be attributed to the limitation on the
maximum amount of cash that can be withdrawn
per each transaction from ATM.</p>
      <p>In the same vein, 62% of the participants claimed to have
never been able to withdrawal N40,000 ($100) at once before
and only 8% claimed to have being able to do same before
(Figure 3). The ability to withdrawal N40,000 ($100) appealed
to more than 70% of participants, while 17% of them opted for
N20,000 and just 10% agreed with the status quo of N10,000
single withdrawals. This shows the problem of the ATM policy
from most banks that reduce maximum cash withdrawal to
10,000 naira per transaction. It explains one of the major
reasons for why most people spend more time in queue at most
ATMs as seen in responses from Figure 4.</p>
      <p>Over 60% of users are dissatisfied with current ATM
design and usability and less than 20% are satisfied (Figure 5).
Some of the issues for this level of dissatisfaction can be linked
to withdrawal limit of 10,000 per transaction from most banks,
long queues, security feature of re-entering ATM pin after each
transaction. And over 50% of the users required one level of
assistance to complete their transaction (Figure 6) mainly
because of screen resolution and language. Additionally, more
than 80% preferred to have a multi-lingual interface to ease
their transactions (Figure 7).
D. Sustainability and Green Consideration: More
than half of the participants (61.5%) were used to
frequently printing receipts after their ATM
transactions (Figure 8) and are unaware of the negative
impact of such on the environment (Figure 9).
Fig. 9. Level of users’ awareness about impact of printed receipts on
environment</p>
      <p>In addition, more than half of the participants suggested that
the banks should burn the receipts left in the trash can by the
customers, while 10% are for recycling and 30% are for
sending the said receipts to a trash collector for proper disposal
(Figure 10). Almost half of the participants also claimed to
understand the meaning of sustainability, while 48.9% claimed
they don't know the meaning, and less than 10% preferred not
to respond to the question (Figure 11). Overall, 97% are aware
of climate change according to the responses.
Fig. 11. Percentage of sustainability awareness among users</p>
    </sec>
    <sec id="sec-6">
      <title>VI. SUMMARY OF ATM USABILITY, GREEN AND</title>
      <p>SUSTAINABILITY DESIGN ISSUES IN NIGERIA</p>
      <p>Our findings reveal that many of the problems encountered
by users of ATMs in Nigeria can be eliminated if the users’
expectation meets the design goal with consideration of
environmental, social and individual sustainability. As different
technologies are invented to better the life of users, usability
and users’ engagement studies should be periodically carried
out to understand their challenges and how best to reduce
ambiguity without having a negative impact on the environment.</p>
      <p>The study outcome revealed that most ATM interfaces in
the country are not user-friendly. The fonts are either too tiny
or the interface screen used by some banks is reflective and not
friendly to the eyes (in this case, the customers have to adjust
and squint their eyes to see properly). No consideration of
social and individual sustainability. Customers have to select
account type out of three options (Savings, Current and Credit)
even when the card is linked to only one account number. Lack
of feedback about the unavailability of cash to dispense, as
customers had to insert and perform all the withdrawal steps
before getting to know that the ATM cannot dispense cash
(Time wastage). Most of these banks usually limit withdrawals
to a maximum of N10,000 per withdrawal as discussed in the
introduction and, thus, consuming more electrical and
mechanical energy to dispense larger sums (energy waste).</p>
      <p>Another major observation is the amount of paper
generated as receipts, as most users often drop the said receipt right at
the base of the ATMs. A typical ATM in the capital territory
generated up to five rolls of receipt paper per week, most of
which ended up as waste. Expanding this sample to another
part of the country will reveal heavy loads of paper wastage.
This shows lack of concern for environmental sustainability.
Table 2 summarizes all the design issues faced by different user
groups along with the affected dimensions of sustainability.</p>
      <p>The design issues summarized in Table 2 and results from
section five show the need to rethink the design of ATMs in
Nigeria in order to promote sustainability and reduce business
costs. To fix the identified issues, analysis how usability
heuristics can help improve the current interface design influenced
by the framework for sustainability of software system design
[46] was carried out. The framework shows the need, during
system design, to incorporate sustainability goals such as
design for sustainable efficiency, reusability, increased
sustainability awareness among users, design for reuse, and
localization. It suggests using sustainability concepts such as cradle to
cradle, biomimicry, life cycle sustainability assessment, social
return on investment, and sustainability awareness diagrams.</p>
      <p>The ten usability heuristics for user interface design by
Jakob Neilsen [47][48] were adapted for sustainability. Table 3
highlights the details of the green and sustainable guidelines
based on Jakob Neilsen heuristics [48] used as a guide for the
proposed new ATM design.</p>
      <p>Description
The interface should not be reflective, so as to enhance
readability. Green awareness should be made visible
from the UI through appropriate warnings within
reasonable time.</p>
      <p>The system should use phrases and terms that users are
familiar with to pass the message of green awareness
in a natural and logical order. This is supported with a
multi-lingual option (to address the need of those that
speak mainly native language)
When users make the mistake of selecting to print
receipt and wants to cancel, there should be a clear
way for users to undo the action without difficulty
(without going through an extended dialogue)
All screens should have consistency in order not to
confuse user, for example green awareness campaign
message should be consistent in all transaction screen.</p>
      <p>The user interface should be designed in a way to
Recognition rather
than recall
Flexibility and
efficiency of use
Aesthetic and
minimalist design
Help users
recognize,
diagnose, and
recover from errors
Help and
documentation
avoid errors during transactions especially during
currency/multi-lingual selection and when deciding to
print or not to print receipts
Make objects and options visible for users, options of
green and sustainability must be clear enough to avoid
making users recalling information from one part to
another.</p>
      <p>The user interface should be designed to suit all
categories of users. All unnecessary steps towards user
goal during usage should be avoided. (e.g. asking user
to select account type when the card is linked to just
one account which just increases the number of steps
in the transaction and increase energy used)
Information on the screen should be precise to make
users locate information easily. This will ensure users
are aware of their actions during each transaction and a
structured information would help create green
awareness. (Avoid using a reflective screen that affects
visibility of menus)
Error message should be in simple and plain language
to express the problem and suggest solution. (e.g.
information on Card Capture Resolution should be
visible when such error occurs)
There should an easy help function to guide and assist
users whenever needed. This can also be a good
avenue to propagate green awareness.</p>
    </sec>
    <sec id="sec-7">
      <title>VII. DESIGN ANALYSIS AND RECOMMENDATION</title>
      <p>This paper is proposing a redesign of the current ATMs in
Nigeria that will address all the aforementioned issues in Table
2 and use the guidelines from Table 3 as a solution path. The
redesign will target all demographics including the Nigerian
elderly citizens (who complained mostly about the readability
of fonts, reflective display screen, time to perform single
withdrawal, and redundant menu), improve human-to-machine
interaction, encourage re-use and promote a greener and safer
environment. With the current ATM usage statistics in Nigeria,
the technology could also serve as a focal point for the Green
Awareness Campaign. Table 4 summarizes the solutions and
the first, second, and third order impacts [49] [50] of these
design changes.</p>
      <p>Technical</p>
      <p>The study has shown some of the problems and challenges
of ATM users in Nigeria. Based on the results from the
observation and interviews, the frequency of ATM card usage and
the number of ATM cards owned by participants shows that
ATM usage is high in Nigeria, and as a developing country
where cashless policy is still in its infancy, ATMs serve as a
major source of making transactions. One of the biggest
challenges in the current ATM design is the lack of consideration
for the older age groups (individual and social sustainability).
This has also impacted negatively on the environment because
a majority of the participants spend more time trying to
complete smaller transactions due to small fonts, reflective display
screen, network failure and card jams which in turn lead to
frequent incessant queues. Almost three-quarter of the study
participants claimed to have experienced long queues during
their transaction with two-thirds among them experiencing a
long queue very frequently. Only one-tenth claimed to have
never experienced a long queue.</p>
      <p>Furthermore, with regards to sustainability, it is surprising
that 43.3% of the participants were aware of sustainability and
97.8% claimed to have heard of climate change, yet 60.3%
(Figure 10) of the participants suggested that the trashed
receipts should be burnt while only 9.6% suggested recycling.
Burning in itself will lead to environmental pollution which is
hazardous to human health. In addition, over 60% of
participants who always printed receipts at the end of each transaction
are not aware that the trashed receipts have a negative impact
on the environment. This is because usually most receipts end
up in a landfill, where they will be burnt, or conversely, they
are thrown into the drainage thereby causing blockage.</p>
      <p>It is therefore important to look at ways of improving
sustainability and green awareness among ATM users in a
developing country like Nigeria in order to promote social,
individual and environmental sustainability. The first step will be
presenting the result of these findings to some of the banks where
the observations and interviews were conducted to explain the
advantage and benefits of incorporating sustainability and
green requirements into ATM design. Table 4 can serve as a
way of presenting the first, second and third order impacts with
opportunities that can be derived from re-thinking the design of
current ATMs. The second step will be creating sustainability
and green awareness for example:</p>
      <p>1. Add a tag message “Track your commitment to a greener
environment, do no print receipt except if necessary” on all
screen during ATM transactions</p>
      <p>2. On the screen to print receipt, display of a tag message
“Consider your environment, printed receipt has negative
impact on the environment”</p>
      <p>3. On the printed receipt itself, a tag stating the total amount
printed receipts from the user in relation to trees killed in the
forest can be added for example 35 receipts printed this week =
two trees killed, is shown on the receipt. While the third option
might not be supported by a bank as it might potentially put
their customers off, it is a simple way to directly show and give
eco-feedback on how the impacts of individual users’ choices
accumulate.</p>
    </sec>
    <sec id="sec-8">
      <title>IX. CONCLUSION</title>
      <p>This paper addressed the issue of usability, sustainability
and green awareness challenges that the users of current ATM
design in Nigeria experience. The study targeted senior citizens
(age 55 and above) who often felt disenfranchised in the
usability consideration of the technology, and also other users (age
range from 15-54).</p>
      <p>The proposed green and sustainability heuristics guidelines
provide a means for evaluating ATM design towards changing
users’ habits, emotions, and behavior concerning the
environment. The proposed redesign highlights how green ATM
design can provide suitable feedback to users on their printing
habits, and subsequently promoting green awareness. Through
green awareness, users can be more aware of their actions
towards the environment. The aim of this paper is to encourage
software designers to consider the different usability, green and
sustainability issues in their development work to improve
usability, learnability and sustainability of ATM in Nigeria.</p>
      <p>The ATM case study presented in this paper refers to a
dependency between sustainability and usability. The major focus
of designers and developers is to ensure ease of use and
provide rich user experience, whereas dimensions like social and
individual sustainability are usually ignored. This paper is an
attempt towards incorporating all sustainability dimensions in
design of ATM.</p>
      <p>This paper aims to open a discussion among the conference
participants on designing usable sustainability and green user
experience – or: on how best to design and evaluate usable
green-aware interactive systems. In addition, we hope to raise
interest among participants to further research on the best
guidelines to assist designers in developing countries and
provide techniques that consider green and sustainability
requirements. Further research investigations are needed to:
 Get to know the user experiences and interactions
with software systems regarding sustainability. Where
are they being used and what are their impacts in
terms of sustainability?
 Develop a theoretical framework to understand the
best green UX design practices. How can sustainable
[1]
[2]
[3]
[4]
[5]
[6]
[7]
[8]
[9]
[10]
[11]
[12]
[13]
[14]

user experience design help to design software
products that are sustainability-centric?
Perform a larger observational study and describe the
experiences and feelings of users about the
sustainability of interactive system. How do people interact
with systems while being more aware of their impacts
on the environment?
—</p>
      <p>Computer</p>
    </sec>
  </body>
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