<!DOCTYPE article PUBLIC "-//NLM//DTD JATS (Z39.96) Journal Archiving and Interchange DTD v1.0 20120330//EN" "JATS-archivearticle1.dtd">
<article xmlns:xlink="http://www.w3.org/1999/xlink">
  <front>
    <journal-meta />
    <article-meta>
      <title-group>
        <article-title>Web-Based Management System for Customer Interaction in E-Trade with Adaptive Interface</article-title>
      </title-group>
      <contrib-group>
        <contrib contrib-type="author">
          <string-name>Valentyna Pleskach</string-name>
          <email>v_pleskach@ukr.net</email>
          <xref ref-type="aff" rid="aff0">0</xref>
          <xref ref-type="aff" rid="aff2">2</xref>
        </contrib>
        <contrib contrib-type="author">
          <string-name>Viacheslav Zosimov</string-name>
          <email>zosimovvv@gmail.com</email>
          <xref ref-type="aff" rid="aff0">0</xref>
        </contrib>
        <contrib contrib-type="author">
          <string-name>Oleksandra Bulgakova</string-name>
          <email>sashabulgakova2@gmail.com</email>
          <xref ref-type="aff" rid="aff0">0</xref>
          <xref ref-type="aff" rid="aff1">1</xref>
        </contrib>
        <contrib contrib-type="author">
          <string-name>Oleg Nagornyi</string-name>
          <xref ref-type="aff" rid="aff0">0</xref>
        </contrib>
        <aff id="aff0">
          <label>0</label>
          <institution>Taras Shevchenko National University of Kyiv</institution>
          ,
          <addr-line>24 Bohdan Hawrylyshyn str., Kyiv, 04116</addr-line>
          ,
          <country country="UA">Ukraine</country>
        </aff>
        <aff id="aff1">
          <label>1</label>
          <institution>V. O. Sukhomlynsky National University of Mykolaiv</institution>
          ,
          <addr-line>24 Nikolska str., Mykolaiv, 54000</addr-line>
          ,
          <country country="UA">Ukraine</country>
        </aff>
        <aff id="aff2">
          <label>2</label>
          <institution>Vilnius Gediminas Technical University</institution>
          ,
          <addr-line>11 Saulėtekio al., Vilnius, LT-10223</addr-line>
          ,
          <country country="LT">Lithuania</country>
        </aff>
      </contrib-group>
      <fpage>82</fpage>
      <lpage>88</lpage>
      <abstract>
        <p>The paper present a modeling of mechanisms for determining consumer priorities in the e-trade market and the development of models, methods and information technologies on this basis that ensures the implementation of effective mechanisms for managing interaction with customers of e-trade enterprises. The main focus is to research the mechanisms of formation and identification of consumer priorities in the e-trade market and the development of artificial intelligence technology that can be used to study complex patterns of interaction in e-trade and be the basis for developing of modern customer information management technologies.</p>
      </abstract>
      <kwd-group>
        <kwd>1 E-trade</kwd>
        <kwd>modeling</kwd>
        <kwd>consumer priority</kwd>
        <kwd>CRM information technology</kwd>
        <kwd>intellectual analysis</kwd>
        <kwd>clustering</kwd>
        <kwd>artificial intelligence</kwd>
      </kwd-group>
    </article-meta>
  </front>
  <body>
    <sec id="sec-1">
      <title>1. Introduction</title>
      <p>Today it is impossible to imagine the modern
development of the economy without the
widespread implementation and full use of digital
technologies. The pace of digital innovation is
growing every year, and, accordingly, the number
of Internet users is increasing.</p>
      <p>
        Hootsuite Global Digital research shows that
on average, more than a million new users of the
global Internet are added every day. In January
2021, the number of active Internet users was 4.66
billion people. This is 316 million (7.3%) more
than at this time last year (2020). According to
research for 2021, the global Internet penetration
is 59.5% [
        <xref ref-type="bibr" rid="ref1">1</xref>
        ]. The need to develop e-trade is one
of the innovative sectors of the national economy,
the development of which directly depends on the
level of implementation of information and
communication technologies. Businesses have the
opportunity to increase their profits by creating
web-based representations with the presentation
of their e-services.
      </p>
      <p>The problem of finding effective mechanisms
for determining consumer priorities in e-trade
using information technology is very relevant.
This task is especially relevant in the current
context of the COVID-19 pandemic, war state,
when e-trade is constantly growing, and e-trade
itself becomes an effective and reliable channel
for economic activity and an important factor in
ensuring socio-economic and social development.</p>
      <p>
        The object of research is the mechanisms of
formation and identification of consumer
priorities in the e-trade market, interaction
processes, business processes and information
flows in e-trade. The subject of research is the
theoretical-methodological and organizational
principles of functioning of e-trade enterprises,
methods, models and information technologies of
interaction management in e-trade. Among the
main tasks of the article is the development of
technology for determining consumer priorities in
e-trade, taking into account the consumer profile
and a set of personal customer characteristics
using intellectual data analysis and artificial
intelligence methods and on this basis the
development of web-based management system
for customer interaction in e-trade [
        <xref ref-type="bibr" rid="ref3 ref4 ref5 ref6 ref7">3–7</xref>
        ].
      </p>
    </sec>
    <sec id="sec-2">
      <title>2. The Ukrainian E-Trade</title>
    </sec>
    <sec id="sec-3">
      <title>Development in the Context of COVID-19 and War State</title>
      <p>
        The processes of the COVID-19 pandemic and
martial law in Ukraine have become factors in
accelerating the development of e-commerce
systems in order to survive e-commerce
enterprises in these difficult conditions. The rate
of growth of e-commerce systems in Ukraine is
constantly increasing, the number of electronic
orders for goods increases by approximately 25–
30%, and the turnover in hryvnias is by 40–60%.
The digital transformation of the economy
changes the generally accepted ideas about how
business is structured, how consumers receive
services, goods, and how business structures
should adapt to these challenges and regulate
them. In 2021–2022, the coronavirus pandemic
significantly motivated customers around the
world to make purchases without leaving their
homes. Nowhere has there been more
unprecedented and unpredictable growth than in
the digital and e-commerce sectors, which have
flourished amid the COVID-19 crisis. Against the
background of a slowdown in economic activity,
COVID-19 led to a surge in e-commerce and
accelerated the digital transformation of society.
Businesses and consumers are increasingly
“moving to digital markets. Statistics show that a
total of 59% of respondents said they will invest
more in e-commerce channels in the near future as
a result of COVID-19. Companies in these
categories are more likely to do it in the following
areas: consumer electronics (78%); packaged
food and beverages (77%); baby care products
(75%); personal hygiene products (74%) [
        <xref ref-type="bibr" rid="ref8">8</xref>
        ].
      </p>
      <p>
        In the United States, the B2C e-commerce
industry is expected to hold on to the global
pandemic accelerated sales in 2022, with big
retailers, including Amazon and Walmart, set to
benefit from the growing online shopping trends
among consumers in the country. While the
growth in sales declined in 2021, the total
purchases remained far above the pre-pandemic
levels [
        <xref ref-type="bibr" rid="ref9">9</xref>
        ].
      </p>
      <p>Another important factor with the surge of the
COVID-19 pandemic was cybercrime, which
grew more than any other criminal activity. The
FBI notes that cybercrime reports have
quadrupled during the COVID-19 pandemic.</p>
      <p>
        These problems are described in more detail in
[
        <xref ref-type="bibr" rid="ref2">2</xref>
        ].
      </p>
    </sec>
    <sec id="sec-4">
      <title>3. Interface Adaptation based on</title>
    </sec>
    <sec id="sec-5">
      <title>Cyberentities</title>
      <p>
        Interfaces provide software products
management and communication of users with the
program. The advantages of using software
products aimed at improving the usability of
interfaces include: simplifying the perception of
the software product business logic by a specific
user; flexibility of the information presentation
model; improving the performance of the
interface. Dynamic change should be understood
as a change in the display of the interface
(adaptation), because of the execution of scenario
based on the user behavioral portrait [
        <xref ref-type="bibr" rid="ref10 ref11 ref12 ref13">10–13</xref>
        ].
      </p>
      <p>A criteria set СR  {сr1,...,сrСR } that will
change,
that
is,
adapt
to
the
user,
Fact  { fact1,..., fact Fact }
is this is a factors set
that will influence the choice of one or another
criterion. Based on the factors identified in
advance that influence the interface, the criteria
for building the interface will change. Interface
adaptation is been from specific observational
data, that is, factors, to a general model that
includes many changing criteria.</p>
      <p>So, you can build a function Ф that reflects the
adaptation process:
(сr1( fact1,..., factk ),...,сrm ( factk ,..., factF )) </p>
      <p>m k
 0  iсri  ( fact1,..., factF ) </p>
      <p>i1 F1
m m k
  ijсriсrj  ( fact1,..., factF ) 
i1 j1 F1
m m m k
    ijkсriсrjсrk  ( fact1,..., factF )  ...</p>
      <p>i1 j1 k1 F1
(1)
Software requirements:</p>
      <p>The software product must provide: collection
and storage of information about users of the
involved web application; pseudo-identify users
based on the collected data; automate the
adaptation of pseudo-identified user interfaces.</p>
      <p>The software product must match the
following requirements:
1. Controlled collection of information on
users of the web application.
2. Creation and support of databases of
received information.
3. Pseudo-identification of web application
users based on the collected information.
4. Automated adaptation of the user
interface of the web application based on the
data collected and processed by the software
product.</p>
      <p>Fig. 1 shows the interaction scheme of the
software complex.</p>
      <p>“AAUI is Automatic Adaptation User
Interface” is the initial module from which
interaction with the components of the software
product, “Identification” is implements the
formation of an entity from the collected
information about the object that has shown
activity, “Operating system” is collection of
information about the software of the active user,
“Browser identification” is responsible for
collecting information about the software
involved in interaction with the final software
product, “Human behavior” is provides a check
for the possible past presence of a
pseudodeanimized object, “Adaptation” is the block is
responsible for the embedded software adaptation
implemented on the basis of the resulting imprint
of the pseudo-deanimized object of interaction
with the final product, “Database” is the block is
responsible for saving the analyzed information,
pseudo-deanimation tokens and interface
adaptation rules, “Process identifier” is the block
is responsible for matching the identification of
existing interaction objects.</p>
      <p>Fig. 2 show a block diagram of modulation
when using a software product.</p>
      <p>“LOG IN” block is displays the user’s visit to
the service; “Set token” block is displays the
generation of an identifier by the “AAUI”
software system, the generation of an identifier
occurs in parallel with the collection of additional
data for stricter user identification.</p>
      <p>Checking visit is check for a possible past visit
by the user to the service:
 In the case of identifying a user “User
identified”, the “Analysis behavioral
characteristics” of the behavioral
characteristics collected on the basis of the
software product interface objects
programmed to track changes, the application
of personal settings “Involvement settings”
and subsequent monitoring of changes in
potentially changeable settings of the
“Tracking status changes” are monitored. All
changes to the tracked web interface settings
are saved “Saving the latest user settings” to
the database at each stage of their
implementation.
 If the user visits the “User not identified”
web service for the first time and no
identification matches are found, the specified
changes by the user are tracked and the
“Saving changes made by the user” is further
saved at the stage of their implementation.</p>
    </sec>
    <sec id="sec-6">
      <title>4. Management System for</title>
    </sec>
    <sec id="sec-7">
      <title>Customer Interaction in E-Trade</title>
      <p>An online store selling handmade goods was
created to test the technology of intelligent
interface customization.</p>
      <p>Several types of UML diagrams will be
schematically depicted below, each of which
models the subject area from different
perspectives. The online handmade goods store is
the main object of the simulation, so all diagrams
will be created based on the main component.</p>
    </sec>
    <sec id="sec-8">
      <title>5. Interface Adaptation</title>
    </sec>
    <sec id="sec-9">
      <title>Application Solution for</title>
      <p>The main advantages of the software system
are the applied model of identification of
anonymous users of final software products for
the further use of a dynamic identifier in order to
automatically adapt the interface to the identified
user. “AAUI” is a server-side software product
written in the PHP scripting programming
language.</p>
      <p>The software product provides:
 Software product administration
(managing the list of active identification
filters, changing, editing, creating adaptation
rules).
 Storage and processing of information
about users.
 Ensuring the storage of information about
sessions.</p>
      <p>The data source is the database. It stores all
information about pseudo-deanonymized users
and rules for dealing with established groups.</p>
      <p>End-users interact with the software system
through primary interaction with the interface.</p>
      <p>The server application “AAUI” interacts with
the user of the web application at the moment of
his stay and interaction with the latter's interface.
The level of absorption of collected information
about the visitor is set by the administrator of the
software system.</p>
      <p>The main source of data storage is the
database. It stores information about the received
entities of pseudo-deanonymized users.</p>
      <p>The free MySQL relational database
management system is used to store information.
The structure of the database is developed on the
basis of the developed user identification
methodology. The implementation of the user
pseudo-identification system is interesting in this
product. We will consider the interaction between
parts of the software product using the following
code parts as an example:</p>
      <p>App: :before(function($request){
$url_lang = Reques::segment (1);
$cookie_lang = Cooki::get(‘language’);
$browser_lang = substr(Request:
:server(‘HTTP_ACCEPT_LANGUAGE’), 0, 2);</p>
      <p>iF(!empty($ur1_lang) AND in_array($url_lang,
Config::get(‘app.language’)))
{
if($url_lang !=$cookie_lang)
{</p>
      <p>Session::put(‘language’,
$url_lang);
}</p>
      <p>App::setLocale($url_lang);
}
else if(!empty($cookie_lang) AND
in_array($cookie_lang, Config::get(‘app.
languages’)))
{</p>
      <p>App::setLocale($cookie_lang);
}
else if(!empty($browser_lang)
in_array($browser_lang, Config::
languages’)))
{</p>
      <p>AND
get(‘app.
if ($browser_lang != $cookie_lang)
{</p>
      <p>Session::put( ‘language',
$browser_lang);
}
$timezone = \Auth::user()-&gt;timezone;
$datetime - $this-&gt;asDateTime($value);
DB: : table( ‘essences *)-&gt;insert(
[‘langcode’ =&gt; , $browser_lang) ‘votes’
[‘date’ =&gt; , $datetime + $timezone) ‘votes’
&gt; 0]
=&gt; 0]
}
);</p>
      <p>The block for obtaining information about
user-set languages, time zone, in listing is
presented.</p>
      <p>The function of automatic localization
adaptation of the web application based on the
collected data is presented in listing:
public function handle($request, Closure $next)
{
if(!\Session::has('locale'))
{
\Session::put('locale',
\Config::get('app.locale'));
}
$usersrule =
DB::table('data')&gt;select('rule', 'rule')-&gt;get();
if
(checkrule($usersrule)==Config::get('app.
locale'))
app()&gt;setLocale(\Session::get('usersrule'));
return $next($request);
}</p>
    </sec>
    <sec id="sec-10">
      <title>6. The Protection of Confidential</title>
    </sec>
    <sec id="sec-11">
      <title>Data</title>
      <p>To solve the problem of storing structured
information cross the Internet in local storage and
fragments of information transferred to the
browser from the site visited by the user, the paper
proposed a method of storing the JSON web key
in a local variable inside the closure. In this case,
the token cannot be obtained during an XSS and
CSRF attack on the partition from when the token
is stored in LocalStorage or a cookie, because it is
stored in memory, and placed it in local storage
given an advantage in saving data, so that now the
private keys not became public. Every time an
attacker tries to gain privacy using access token,
he will spend more time to find and get the token
along with other methods of saving access token,
so this method can be better than storing token in
LocalStorage or cookie.</p>
      <p>In addition, this method allows you to protect
the user's storage data even when the web
resource is accidentally closed. Suppose the user
exits the current session, closes the browser tab.
Now, when the user enters the application again,
the system looks like this (see Fig. 7):</p>
      <p>
        1. If there is no JWT in memory, the silent
update workflow [
        <xref ref-type="bibr" rid="ref15 ref16">15, 16</xref>
        ] is started.
      </p>
      <p>
        2. If the refresh token is still valid (or has
not been revoked), a new JWT is sent [
        <xref ref-type="bibr" rid="ref17">17</xref>
        ].
      </p>
      <p>In this way, it is possible to maintain the
client's authorization inadvertently at the end of
the life of the access token.</p>
    </sec>
    <sec id="sec-12">
      <title>7. Conclusions</title>
      <p>The aim of the article is to model mechanisms
for determining consumer priorities in the e-trade
market and to develop models, methods and
information technology for managing interaction
with customers of e-shops based on intellectual
data analysis and artificial intelligence methods.</p>
      <p>
        The article aims to solve the complex problem
of finding effective mechanisms for determining
consumer priorities in e-trade based on modern
methods, models and information technologies.
The study is especially relevant in the current
context of the COVID-19 pandemic, war state
when e-trade is constantly growing, and e-trade
itself becomes an effective and reliable channel
for economic activity and an important factor in
ensuring socio-economic and social development
[
        <xref ref-type="bibr" rid="ref18 ref19 ref20">18–20</xref>
        ]. The main idea of the article is a modeling
of mechanisms for determining consumer
priorities in the e-trade market and the
development of models, methods and information
technologies on this basis that ensures the
implementation of effective mechanisms for
managing interaction with customers of e-trade
enterprises. The main focus of the article is to
study the mechanisms of formation and
identification of consumer priorities in the e-trade
market and the development of artificial
intelligence technology that can be used to study
complex patterns of interaction in e-trade and be
the basis for developing of modern customer
information management technologies. Among
the main tasks of the article is the development of
technology for determining consumer priorities in
e-trade, taking into account the consumer profile
and a set of personal customer characteristics
using intellectual data analysis and artificial
intelligence methods and on this basis the
development of web-based management system
for customer interaction in e-trade.
      </p>
      <p>The presented software development is aimed
at automated adaptation of interfaces to the needs
of users. The software product provides
pseudoidentification of users (building a database of
anonymous users and rules based on their
presence in web applications). The main
advantages of the software system are the applied
model of identification of anonymous users of
final software products for the further use of a
dynamic identifier for the purpose of automatic
adaptation of the interface to the identified user.</p>
      <p>Prospects for further development include
increasing the number of identification markers to
increase the probability of user identification,
implementing embeddability in content
management systems, and optimizing data loss.</p>
    </sec>
    <sec id="sec-13">
      <title>8. References</title>
    </sec>
  </body>
  <back>
    <ref-list>
      <ref id="ref1">
        <mixed-citation>
          [1]
          <string-name>
            <given-names>Hootsuite</given-names>
            <surname>Global</surname>
          </string-name>
          Digital Research. Available from, version
          <volume>02</volume>
          ,
          <year>2022</year>
          . https://www.hootsuite.com/
        </mixed-citation>
      </ref>
      <ref id="ref2">
        <mixed-citation>
          [2]
          <string-name>
            <given-names>V.</given-names>
            <surname>Pleskach</surname>
          </string-name>
          , et al.,
          <source>Current State and Trends in the Development of E-Commerce Software Protection Systems. CEUR Workshop Proc</source>
          .,
          <year>2021</year>
          , vol.
          <volume>3179</volume>
          , pp.
          <fpage>79</fpage>
          -
          <lpage>88</lpage>
          .
        </mixed-citation>
      </ref>
      <ref id="ref3">
        <mixed-citation>
          [3]
          <string-name>
            <given-names>J.</given-names>
            <surname>Reynolds</surname>
          </string-name>
          ,
          <string-name>
            <surname>The Complete E-Commerce</surname>
            <given-names>Book</given-names>
          </string-name>
          : Design, Build &amp;
          <article-title>Maintain a Successful Web-based Business</article-title>
          , 2nd Ed.,
          <year>2004</year>
          .
        </mixed-citation>
      </ref>
      <ref id="ref4">
        <mixed-citation>
          [4]
          <string-name>
            <surname>Retail</surname>
            <given-names>E</given-names>
          </string-name>
          <string-name>
            <surname>-Commerce Sales</surname>
            <given-names>Worldwide</given-names>
          </string-name>
          , Version
          <volume>02</volume>
          ,
          <year>2022</year>
          . https://www.statista.com/ statistics/379046/worldwide-retail
          <string-name>
            <surname>-</surname>
          </string-name>
          ecommerce-sales/
        </mixed-citation>
      </ref>
      <ref id="ref5">
        <mixed-citation>
          [5]
          <string-name>
            <given-names>G.</given-names>
            <surname>Sreedhar</surname>
          </string-name>
          ,
          <string-name>
            <surname>Improving E-Commerce Web Application through Business Intelligence Techniques</surname>
          </string-name>
          . N.Y.:
          <source>IGI Global</source>
          ,
          <year>2018</year>
          .
        </mixed-citation>
      </ref>
      <ref id="ref6">
        <mixed-citation>
          [6]
          <string-name>
            <given-names>V.</given-names>
            <surname>Grechaninov</surname>
          </string-name>
          , et al.,
          <source>Formation of Dependability and Cyber Protection Model in Information Systems of Situational Center, in Workshop on Emerging Technology Trends on the Smart Industry and the Internet of Things</source>
          , vol.
          <volume>3149</volume>
          ,
          <year>2022</year>
          , pp.
          <fpage>107</fpage>
          -
          <lpage>117</lpage>
          .
        </mixed-citation>
      </ref>
      <ref id="ref7">
        <mixed-citation>
          [7]
          <string-name>
            <given-names>V.</given-names>
            <surname>Buriachok</surname>
          </string-name>
          , et al.,
          <article-title>Invasion Detection Model using Two-Stage Criterion of Detection of Network Anomalies, Cybersecurity Providing in Information and Telecom</article-title>
          .
          <source>Systems</source>
          ,
          <year>2020</year>
          , pp.
          <fpage>23</fpage>
          -
          <lpage>32</lpage>
          .
        </mixed-citation>
      </ref>
      <ref id="ref8">
        <mixed-citation>
          [8]
          <string-name>
            <given-names>M.</given-names>
            <surname>Pleskach</surname>
          </string-name>
          , et al.,
          <article-title>Mechanisms for Encrypting Big Unstructured Data</article-title>
          .
          <source>Technical and Legal Aspects</source>
          <year>2021</year>
          11th International Conference on Advanced Computer Information Technologies,
          <source>ACIT Proceedings</source>
          ,
          <year>2021</year>
          , pp.
          <fpage>504</fpage>
          -
          <lpage>509</lpage>
          .
        </mixed-citation>
      </ref>
      <ref id="ref9">
        <mixed-citation>
          [9]
          <string-name>
            <given-names>Digital</given-names>
            <surname>Payment Trends</surname>
          </string-name>
          for
          <year>2021</year>
          , version 04,
          <year>2022</year>
          . https://www.entrepreneur.com/article/ 363921
        </mixed-citation>
      </ref>
      <ref id="ref10">
        <mixed-citation>
          [10]
          <string-name>
            <given-names>V.</given-names>
            <surname>Zosimov</surname>
          </string-name>
          ,
          <string-name>
            <given-names>O.</given-names>
            <surname>Bulgakova</surname>
          </string-name>
          ,
          <string-name>
            <given-names>V.</given-names>
            <surname>Pozdeev</surname>
          </string-name>
          , Semantic Profile of Corporate Web Resources, CEUR Workshop Proc.,
          <year>2021</year>
          , vol.
          <volume>3179</volume>
          , pp.
          <fpage>389</fpage>
          -
          <lpage>397</lpage>
          .
        </mixed-citation>
      </ref>
      <ref id="ref11">
        <mixed-citation>
          [11]
          <string-name>
            <given-names>V.</given-names>
            <surname>Zosimov</surname>
          </string-name>
          ,
          <string-name>
            <given-names>O.</given-names>
            <surname>Bulgakova</surname>
          </string-name>
          ,
          <article-title>Web Data Displaying Approach Based on User's Semantic Profile Templates</article-title>
          .
          <source>International Scientific and Technical Conference on Computer Sciences and Information Technologies</source>
          ,
          <year>2020</year>
          , pp.
          <fpage>428</fpage>
          -
          <lpage>431</lpage>
          . doi:
          <volume>10</volume>
          .1109/csit49958.
          <year>2020</year>
          .9321839
        </mixed-citation>
      </ref>
      <ref id="ref12">
        <mixed-citation>
          [12]
          <string-name>
            <given-names>O.</given-names>
            <surname>Bochkarov</surname>
          </string-name>
          ,
          <string-name>
            <given-names>V.</given-names>
            <surname>Holembo</surname>
          </string-name>
          ,
          <article-title>Vykorystannia intelektualnykh tekhnolohii zboru danykh u avtonomnykh kiberfizychnykh systemakh</article-title>
          , Lviv Polytechnic National University Institutional Repository Zbirnyk naukovykh prats,
          <year>2015</year>
          , vol.
          <volume>830</volume>
          , pp.
          <fpage>7</fpage>
          -
          <lpage>11</lpage>
          .
        </mixed-citation>
      </ref>
      <ref id="ref13">
        <mixed-citation>
          [13]
          <string-name>
            <given-names>W.</given-names>
            <surname>Karwowski</surname>
          </string-name>
          ,
          <article-title>A Review of Human Factors Challenges of Complex Adaptive Systems: Discovering and Understanding Chaos in Human Performance, Human Factors</article-title>
          , vol.
          <volume>54</volume>
          , no.
          <issue>6</issue>
          ,
          <issue>2012</issue>
          , pp.
          <fpage>983</fpage>
          -
          <lpage>995</lpage>
          .
        </mixed-citation>
      </ref>
      <ref id="ref14">
        <mixed-citation>
          [14]
          <string-name>
            <given-names>S.</given-names>
            <surname>Obushnyi</surname>
          </string-name>
          , et al.,
          <article-title>Ensuring Data Security in the Peer-to-Peer Economic System of the DAO, in Cybersecurity Providing in Information and Telecommunication Systems II</article-title>
          , vol.
          <volume>3187</volume>
          ,
          <year>2021</year>
          , pp.
          <fpage>284</fpage>
          -
          <lpage>292</lpage>
          .
        </mixed-citation>
      </ref>
      <ref id="ref15">
        <mixed-citation>
          [15]
          <article-title>Password Stealing from HTTPS Login Page and CSRF Protection Bypass with Reflected XSS, ver</article-title>
          . 9,
          <year>2022</year>
          . https://medium.com/ @MichaelKoczwara/passwordstealingfrom-https
          <article-title>-login-page-and-csrf-bypasswith-reflected-xss76f56ebc4516</article-title>
        </mixed-citation>
      </ref>
      <ref id="ref16">
        <mixed-citation>
          [16]
          <string-name>
            <surname>Cross-Site Request Forgery Prevention Cheat Sheet</surname>
          </string-name>
          ,
          <source>ver. 8</source>
          ,
          <year>2022</year>
          . https://cheatsheetseries.owasp.org/cheatshee ts/CrossSite_Request_Forgery_Prevention_ Cheat_Sheet.html
        </mixed-citation>
      </ref>
      <ref id="ref17">
        <mixed-citation>
          [17]
          <string-name>
            <given-names>JSON</given-names>
            <surname>Web Tokens</surname>
          </string-name>
          ,
          <source>ver. 8</source>
          ,
          <year>2022</year>
          . https://jwt.io
        </mixed-citation>
      </ref>
      <ref id="ref18">
        <mixed-citation>
          [18]
          <article-title>Digital Wallets to Represent Half of Global Ecommerce Sales by 2023, ver</article-title>
          .
          <volume>09</volume>
          ,
          <string-name>
            <surname>2022</surname>
            <given-names>URL</given-names>
          </string-name>
          : https://thepaypers.com/ecommerce/ digital-wallets
          <article-title>-to-represent-half-of-globalecommerce-sales-</article-title>
          <string-name>
            <surname>by-</surname>
          </string-name>
          2023
          <string-name>
            <surname>-</surname>
          </string-name>
          fis-study1240916#
        </mixed-citation>
      </ref>
      <ref id="ref19">
        <mixed-citation>
          [19]
          <string-name>
            <given-names>Estimated</given-names>
            <surname>Worldwide Mobile E-Commerce</surname>
          </string-name>
          <string-name>
            <surname>Sales</surname>
          </string-name>
          ,
          <source>ver. 8</source>
          ,
          <year>2022</year>
          . https://www.statista. com/chart/13139/estimated-worldwidemobile
          <article-title>-e-commerce-sales/</article-title>
        </mixed-citation>
      </ref>
      <ref id="ref20">
        <mixed-citation>
          [20] Personalized Product Recommendations in Ecommerce,
          <source>ver. 8</source>
          ,
          <year>2022</year>
          . https://www.per zonalization.com/blog/personalizedproduct-recommendations-in-ecommerce/
        </mixed-citation>
      </ref>
    </ref-list>
  </back>
</article>