=Paper= {{Paper |id=Vol-3453/paper15 |storemode=property |title=Using Umbrella to Efficiently Manage IT Projects and Programs in the Banking Sector |pdfUrl=https://ceur-ws.org/Vol-3453/paper15.pdf |volume=Vol-3453 |authors=Zhuldyz Bekenova,Kateryna Kolesnikova |dblpUrl=https://dblp.org/rec/conf/itpm/BekenovaK23 }} ==Using Umbrella to Efficiently Manage IT Projects and Programs in the Banking Sector== https://ceur-ws.org/Vol-3453/paper15.pdf
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